HALAL CREDIT CARD WITH POOR CREDIT SCORE
An Islamic credit card for bad credit is by definition a halal deferred charge card that will allow an individual Muslim with poor credit to obtain credit cards so she or he can purchase goods and services easily.
An Islamic credit card is essential for Muslim people with poor credit score because it is a means of obtaining an additional line of financing that will improve their cash flow in addition to other advantages.
A Shariah compliant credit card with bad credit is not easy to obtain as a poor credit rating is damaging a credit card applicant, also in view that any deferred payment is equal to a loan even if it is short term.
Islamic credit card for Muslims with poor credit score will certainly face a rejection from any Islamic bank that is following the Islamic finance rules that ban over-indebtedness in case of bad credit which the result of the use of Riba (interests).