IS A CREDIT CARD HARAM OR HALAL?

Named contract: Ujrah / Murabaha / Tawarruq stated on the product page or KFS.
No interest: Fees/profit only; no APR; no compounding on carried balances.
Late-fee policy: If charged, amounts go to charity—not issuer revenue.
Sharia Board: Credible Sharia Supervisory Board oversight and periodic audits.
Transparency: Clear fee caps, instalment terms, FX and cash withdrawal rules.

IS A CONVENTIONAL CREDIT CARD PERMISSIBLE IN ISLAM ?

BAY AL INAH CARD TAWARRUQ CARD MURABAHA CARD TAKAFUL CARD CASH BACK CARD PREPAID CARD REWARD CARD FOR STUDENT WITH NO FEE WITHOUT INTEREST BAD CREDIT LIBYA QATAR PHILIPPINES UNITED-KINGDOM UNITED-STATES CANADA BANGLADESH NIGERIA TURKEY IRAN EGYPT INDIA CHINA ABU-DHABI BAHRAIN DUBAI INDONESIA MALAYSIA PAKISTAN R.A.K SAUDI-ARABIA SHARJAH IRELAND LIST OF ISLAMIC INSURANCE COMPANIES LIBYA QATAR AUSTRALIA